For most of us, moving home is one of the most challenging and stressful things we are ever likely to experience. With so much to organise and remember, it’s easy for important jobs to get overlooked and forgotten.
Changing the locks on a new home is a basic security measure that has long been recommended by leading insurance companies. Many home insurance policies will not pay out if an intruder lets themselves in with a key, as generally there must be clear signs of breaking and entering in order for a claim to be valid.
And it’s not just the insurance implications that are worth thinking about – there’s also the fact that you could be putting yourself and your family in danger if you don’t know for sure who else has a key to your property. Even if you completely trust the former owners, there’s no telling how many sets of keys they’ve given to relatives or lost over the years and forgotten about.
Check with your insurance company before calling a Locksmith…
Should you be in a situation where you need to make a claim, would the security on your home meet your insurance company’s requirements? There are a number of reasons that a claim can fail and not having the right locks fitted or someone gaining entry with an old key are two big reasons.
Follow the link below to our downloadable check list that you can complete for your insurer – this way you have noted times and breakdowns of what is required, we recommend that you store a copy of this once completed should you need this in the future.
Other Security points to note…
Your belongings may mean a lot to you but to a thief they’re just a way of making quick and easy cash. Burglars can strike at any time but most burglaries can be prevented by securing your home.
Most burglars are opportunists and in 3 out of 10 burglaries, access is gained through an open door or window. Burglars love it when you make their job easier for them… read more about home security on our burglary page.
Follow the link below to our downloadable check list that you can complete for your insurer: